1.1 Acceptance of Terms

By using our website, submitting information, or engaging with our services, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, discontinue use immediately.

Throughout this Agreement:

• “Client,” “You,” and “Your” refer to the individual or entity using our website or services.

• “Company,” “Ourselves,” “We,” “Our,” and “Us” refer to OpenGate Data.

• “Parties” refers collectively to you and OpenGate Data.

1.2 Cookies

Our website uses cookies to improve user experience, analyze traffic, and support website functionality. By continuing to browse our site, you consent to our use of cookies in accordance with our Privacy Policy.

1.3 License & Intellectual Property

Unless otherwise specified, OpenGate Data owns all intellectual property rights for site content, branding, designs, text, images, and digital materials.

You may not:

• Republish content

• Sell, rent, or sub-license materials

• Reproduce or copy content

• Redistribute content without written permission

Unauthorized use may result in legal action.

1.4 User Comments & Submitted Content

When you submit data, comments, or materials through our website:

• We do not pre-screen or pre-edit user content

• Comments reflect the views of the user, not OpenGate Data

• We reserve the right to remove inappropriate or offensive content

You warrant that:

• You have full rights and authority to submit any content or data

• Your content does not violate copyright or third-party rights

• Your content is not defamatory, obscene, unlawful, or harmful

• Your content will not be used for unlawful or unsolicited commercial activities

License to OpenGate Data

By submitting content, you grant OpenGate Data a non-exclusive, worldwide, royalty-free license to:

• Use

• Reproduce

• Edit

• Publish

• Distribute

Your content in any format or media.

1.5 Hyperlinking to Our Site

The following organizations may link to our website without written permission:

• Government agencies

• Search engines

• News organizations

• Online directory distributors linking to other listed businesses

Additional organizations may request approval by email.

Use of OpenGate Data’s logo, trademarks, or branding requires written permission and a trademark license agreement.

1.6 iFrames

Framing or altering the appearance of our website without written permission is prohibited.

1.7 Fictionalized Images & Testimonials

Images, quotes, testimonials, or client stories used for marketing or illustration may be fictionalized or altered to protect privacy.

1.8 Results Disclaimer (Service-Specific)

Any results, performance examples, estimated savings, or restructuring projections displayed on our website are estimates only.

OpenGate Data makes no guarantees regarding:

• Settlement outcomes

• Payment reductions

• Debt restructuring success

• Timeframes for negotiations

• Percentages of savings

Each case varies based on business conditions, creditor cooperation, financial status, and other factors.

Past performance does not guarantee future results.

1.9 Content Liability

We are not responsible for content displayed on external sites that link to us. You agree to defend and indemnify us from any such claims.

1.10 Reservation of Rights

We reserve the right to:

• Request removal of any or all links to our website

• Update these Terms without notice

• Remove or restrict site content at our discretion

By continuing to use our site, you agree to the most recent version of this Agreement.

1.11 Removal of Links

If you find a link on our site objectionable, contact us. We may consider the request but are not obligated to respond or remove it.

We do not guarantee:

• Accuracy or completeness of information

• Constant availability of the website

• That content is always up to date

2. PRIVACY POLICY

2.1 Information We Collect

We may collect:

Information You Provide

• Name, phone number, email, business information

• Lead submissions and debt details

• Uploaded documents

• Consultation and scheduling information

• Communication records (emails, messages, chat submissions)

Information Collected Automatically

• IP address

• Browser details

• Device information

• Website usage data

• Cookies and tracking data

Information From Third Parties

• Broker partners

• Advertising platforms (Meta, Google, etc.)

• CRM or lead systems

• Public business databases

2.2 How We Use Your Information

OpenGate Data uses information for:

• Evaluating business submissions

• Providing restructuring, negotiation, or consultation services

• Supporting brokers and partners

• Communication and updates

• Marketing and retargeting (if applicable)

• Improving website functionality

• Detecting fraud or abuse

• Compliance with legal requirements

We do not sell personal information to third parties.

2.3 How We Share Information

We may share information with:

Service Providers

For:

• CRM systems (e.g., Monday.com)

• Email platforms

• Cloud storage

• Appointment scheduling tools

• Analytics and advertising systems

Broker or Referral Partners

If you were referred by a broker, relevant details may be shared for communication, reporting, and payment processing.

Legal or Regulatory Agencies

When required by law, subpoena, or legal process.

2.4 Data Retention

We retain data as long as necessary to:

• Provide services

• Comply with legal requirements

• Maintain business records

• Support broker reporting

• Improve operations

2.5 Data Security

We use encryption, secure servers, restricted access, and monitoring to protect your information. However, no online transmission is fully secure, and we cannot guarantee absolute protection.

2.6 Cookies & Tracking

Cookies allow us to:

• Personalize your experience

• Analyze website behavior

• Track marketing results

You may disable cookies in your browser settings, but some features may not function properly.

2.7 Your Privacy Rights

Depending on your location (e.g., CCPA, GDPR), you may have rights to:

• Access your data

• Update or correct information

• Request deletion

• Opt out of marketing

Requests may be submitted to:
support@opengatedata.com

3. DISCLAIMER

3.1 General Legal Disclaimer

To the fullest extent permitted by law:

• We make no warranties or representations regarding website content

• All information is provided “as is”

• We disclaim liability for errors, omissions, or inaccuracies

• We are not responsible for decisions made based on the content of this site

3.2 Service Disclaimer

OpenGate Data does not guarantee:

• Settlement outcomes

• Payment reductions

• Negotiation timelines

• Creditor cooperation

• Future financial results

Any examples or testimonials are illustrative only.

3.3 No Professional Legal or Financial Advice

Information provided on the site is not legal, financial, or tax advice.

You should consult a professional before making any financial decisions.

3.4 Limitation of Liability

OpenGate Data is not liable for:

• Losses or damages of any kind

• Business interruption

• Loss of revenue, profits, or data

• Website downtime

• Errors, inaccuracies, or omissions in content

This applies whether claims arise in contract, tort, negligence, or otherwise.

3.5 As-Is Availability

As long as the website and its information are provided free of charge, OpenGate Data is not liable for any resulting loss or damages.

4. CONTACT INFORMATION

For questions regarding our Terms, Privacy Policy, or Disclaimer, contact:

OpenGate Data
support@opengatedata.com
https://www.opengatedata.com
561 223 1688